IR Employees Federal Credit Union
IR Employees Federal Credit Union
Mailing Address: PO Box 639
Mocksville, NC 27028
Phone: 336.753.6565 Ext. 3
Fax: 336.753.6570

Mission Statement of I-R Employees' Federal Credit Union:

A financial cooperative owned and operated by its members with the following purposes and objectives.

Responsible financial decision-making.

Promotion of savings and thrift.

Financial services at favorable rates and terms.

Financial stability for continued growth in membership and new services.

RATES: These quotes represent the par of going rates. Many other options are available, including lower rates with the payment of additional Discount Points, or higher rates with no Discount Points and no Loan Origination Fee. Rates are subject to change at any time with changes in the financial markets.
DISCOUNT POINTS: Discount Points are percentages of the loan amount charged to obtain a particular interest rate. Discount Points are PAID in order to obtain a discounted rate. Discount Points are subject to change at any time with changes in the financial markets.
CLOSING COSTS: Closing Costs vary by loan type, property type, property state, loan purpose, occupancy, and for other reasons. Closing costs are comprised of fees from your Lender, the Title Company and/or Closing Agent, and various third parties, including but not limited to local governments, surveyors, inspectors, and couriers.
APR: APR, or Annual Percentage Rate, is a calculated rate that combines certain closing costs along with the interest you will pay on a mortgage. The calculation and presentation of APR is mandated and defined by the Federal government in order to assist you in comparing rates and fees among various lenders.

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