People's Bank
People's Bank
5153 Nc Highway 90 E
Hiddenite, NC
(828) 632-0118

Home Loans
If you're looking for a home loan, you should take a close look at us. We do all kinds, and we'd love to do one for you.

•Fixed and adjustable rate home loans
•First-time buyer loans
•Second mortgages
•Lot loans
•Second home loans
•Home improvement loans
Visit our Online Mortgage Center for information about all types of loans and to learn more about the loan process. You can even apply for your loan online.

Meet the Mortgage Loan Originators
No bank, no mortgage company and no mortgage broker has more home loan options. A home loan from us will be simple, affordable and fast. We're here, Monday through Friday, ready and willing to be your bank for a home loan. If you need to schedule an appointment outside of standard hours, that's no problem. When you contact us, just tell us what's good for you.

Deborah Pruitt - Hickory and Eastern Catawba Region
Suzanne Blackwell - Denver, Sherrills Ford and Triangle
Meghan Smith - Lincolnton, West Lincoln and Maiden
Mary Ellen MacDonald - Cornelius and Mooresville

Home Equity Lines
Cash when you need it, for all of life's real wants and needs. A convenient credit line based on equity in your home. Use the money for everything from home improvement to bill consolidation

Interest may be tax deductible so check with your tax advisor. Get your credit line now so you'll have the cash when you need it. You'll pay no interest until you actually use the money.

Construction Loans
We want to help you build your dream home. Peoples Bank provides all kinds of construction financing and we make it affordable, so you can build a bigger home without bigger payments. We have loans available with a low down payment and your interest rate is locked in for up to 300 days before you start building to protect you from rising rates.

To help simplify your building, we also offer:

•Home loan pre-approvals
•Flexible draw schedules to fit your schedule
•Interest-only construction loan payments
•Lot loans if you’re not ready to build yet
•Loans so you can start building before your current home sells

2009 Peoples Bancorp. Member FDIC. Equal Housing Lender. Peoples Bank is not responsible for content on third party websites
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