American National Bank

/Home/1. Search North Carolina Home Mortgage/Piedmont, NC - Home Mortgage/Caswell County, NC - Home Mortgage/Yanceyville, NC - Home Mortgage

American National Bank
173 Main Street
Yanceyville, NC 27379
(336)694-4148

Real Estate Loan Solutions

To many people, the purchase of their home is one of the most important financial transactions they will ever make. At American National, we are here to help. We will work with you, your real estate agent, or your builder to make your home purchase as easy as possible. Whether you are an experienced homebuyer, first-time buyer, or investor, we are sure to have a loan program for you with personalized customer service you can count on.

Mortgage Options

Adjustable Rate Mortgage Adjustable Rate Mortgage Loans are offered on both conforming and non-conforming properties. This is typically a faster and lower cost loan closing option when compared to conventional mortgage loans.

Construction / Permanent Loans
This is perfect for owner financed construction of a new home for construction periods up to one year.

Conventional Loans
With many options and competitive rates, our conventional home loans are flexible to meet your specific needs. Whether your need is purchase, construction, refinance or investment, you can choose a low fixed rate, adjustable rate or interest-only program.

First Time Homebuyers
Our first time homebuyer loan can make home ownership easy. With programs that require no down payment, no closing costs, and no mortgage insurance, you can start enjoying the American dream.

Specialized Loan Programs
These home loan products are tailored to meet specific needs. Great loan products to cover large loan amounts or no income verification.

VA Loans
VA loans are available to all veterans of the U. S. Armed Forces. Low fixed or adjustable rates.

FHA Loans
FHA loans require minimal down payment and offer flexible qualifying guidelines. They can be used for purchase or refinance of existing home.

Home Equity Options
Prime Line Equity Line
Use the equity in your home to your advantage with this flexible line of credit.

Home Equity Loan Qualified homeowners can now lock in on today's great rates for any need.

More than just a Mortgage Loan...
With an American National mortgage, you automatically qualify for our relationship banking package which includes:
-Free Checking
-Free Internet Banking
-Free Visa® Check Card
-Free Telephone Banking

American National offers free pre-qualifications, low closing costs, local processing, underwriting and closings. Please contact any one of our experienced loan officers for a free no obligation pre-qualification. We are available at your convenience.
Property insurance, flood insurance, and/or mortgage insurance may be required, as applicable. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation.