Carter Bank and Trust - Lumberton, NC

Carter Bank and Trust
Downtown Office
Keith Branch, Manager
604 North Chestnut Street
Lumberton, NC 28358
(910) 272-8002

We make all types of loans from $500 to $45 Million.

Carter Bank & Trust strives to offer the most competitive interest rates around. Feel free to call or visit any of our convenient offices for the most current interest rate information. All of our office contact information can be found on our Offices page listed within this website.

Carter Bank & Trust was formed on December 29, 2006 by the merger of 10 banks with 124 offices in Virginia and North Carolina. At the time, this merger created the largest independent state-chartered commercial bank with headquarters in the Commonwealth of Virginia. Banks merged to form Carter Bank & Trust were Blue Ridge Bank, N.A., Floyd; Central National Bank, Lynchburg; Community National Bank, South Boston; First National Bank, Rocky Mount; First National Exchange Bank, Roanoke; Mountain National Bank, Galax; Patrick Henry National Bank, Bassett; Patriot Bank, N.A., Stafford; Peoples National Bank, Danville; and Shenandoah National Bank, Staunton.

On December 13, 1974, an office of the First National Bank of Rocky Mount opened in Rocky Mount, VA with eight employees. This was the first bank created by Worth Harris Carter, Jr. of Martinsville and a group of prominent local business people.

In the face of unprecedented growth, Carter Bank & Trust has and will remain true to the operating philosophy expressed in 1973. Services offered since the beginning include LIFETIME FREE CHECKING, 7 a.m. to 7 p.m. drive-in service Monday through Saturday, daily compounding of interest on all Certificates of Deposit and savings accounts, the availability of Passbook Savings accounts and Christmas Clubs, competitive loan and deposit rates and no minimum loan amounts, and a limited number of service charges with those which are levied being well below those of the competition.

Looking to the future, Carter Bank & Trust will search for ways to make life easier for its customers by providing new products such as Debit Cards, Equity Lines, and Internet Banking, and increasing access by opening additional offices in new markets.