Community One - Dallas, NC

Community One
120 W Wilkins St
Dallas,NC 28034
Phone:(704) 922-2660
Fax:(704) 922-2665

Whether buying, building, or refinancing your dream home, CommunityONE provides mortgage service that is prompt, professional, and with a personal touch. Thatâ€™s because we make credit decisions and service our loans locally. We have dedicated mortgage loan officers serving in each of our markets to help you qualify for the home you want through competitive rates and special loan programs.

Fixed Rate Mortgages
A fixed rate mortgage provides predictable monthly payments and flexible repayment options. It also protects you from rate increases, and is easy to refinance if interest rates go down.

Adjustable Rate Mortgages
With an adjustable rate mortgage you can make lower monthly payments for the first three or five years of the loan, after which your monthly payment is recalculated using current interest rates.

Refinance Opportunities
A refinance loan from CommunityONE can lower your monthly payment, shorten your loan term, and increase the amount of equity in your home. Talk to one of our loan officers to see if refinancing is right for you.

Construction Loans
Having trouble finding your dream home? Build one instead with a construction loan from CommunityONE. We offer a variety of loan options and repayment plans to make building your new home easy and affordable.

Home Equity
With a home equity loan or line of credit, yes you can buy a new car, remodel your home, pay for college, take a vacation, consolidate your debt, and so much more with this smart and affordable way to borrow funds.

Special Loan Programs
CommunityONE offers a variety of loan programs for customers with special needs. High loan to value, fixed rate terms, and no private mortgage insurance are just some of the benefits available to qualifying customers. Contact Mortgage Services for a complete list of programs and eligibility requirements.

Â©2009 CommunityOne Bank, N.A., Equal Housing Lender, Member FDIC