First Savings & Loan

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First Savings & Loan
206 W Center St
Mebane, NC 27302
Phone (919) 563-9231
Fax (919) 563-4377

First Savings and Loan takes a balanced approach to loan underwriting, weighing all factors on a personal level with the applicant. Options that we can offer our customers are often not available through other lenders. The association serves the community by originating and servicing the following type loans:

1. Conventional Home Mortgage Loans

2. Home Improvement Loans

3. Farm and Rural Property Loans

4. Loans for Housing Reha-bilitation

5. Home Construction Loans

6. Church Loans

7. Business Real Estate Loans

• Our mortgage loans do not have minimum loan amounts and all loans are treated equally regardless of loan amount.
• We offer fixed rate mortgages ranging from 5 to 30 years.
• Credit decisions are made locally.
• We can lend up to 80% of the appraised value of the property leaving you with 20% equity in your investment
• ALL mortgage loans are originated and serviced in house and are NOT sold. At First Savings, you can speak directly with a representative about your loan