Mountain 1st Bank and Trust
Mountain 1st Bank and Trust
1637 South Main Street
Waynesville NC 28786
828 454-5801
Fax 828 454-5808

Welcome to our website. We look forward to putting our mortgage services to work for you!

Mountain 1st Mortgage offers the products and service to best serve your home financing needs whether this is your first home;building your first house for your growing family; buying that vacation home you always dreamed of; or building your personal wealth.

The Mortgage Bankers at Mountain 1st Bank offer you “Big City” mortgage products with“Small Town” friendliness and old-fashioned good service. Mountain 1st Bank...It’s like coming home.

We offer the best mortgage tools available on the Internet - easy, convenient, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

The Mortgage Website, with the Online Short and Full Applications, is a companion to the Mountain 1st Mortgage loan operating system provided by Ellie Mae, Inc. It provides our customers with a secure, efficient way of sending and receiving information and keeping informed of the progress of the loan.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.
Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.


Copyright © 2009 MOUNTAIN 1st BANK & TRUST

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