Southern Community Bank and Trust - King, NC

Southern Community Bank and Trust
105 Post Office Street
King, NC 27021
(336)983-2144

Buying or building a home is a long-term commitment. Count on the mortgage specialists at Southern Community to work with you from the beginning of the process until the final payment is made. Our quick approvals and easy online application process will help make sure your experience is a pleasant one.

We offer a variety of solutions, from standard fixed and adjustable rate mortgages to specialty first-time homebuyer and construction-to-permanent loans. Choose a selection below or contact us today at (336) 774-2356 to structure a customized mortgage with rates and closing costs to best meet your needs.

Homebuyer Incentive Program
The housing market is facing challenging times, and we want to do our best to help. The Southern Community Homebuyer Incentive Program is one way we hope to assist both homebuyers and homebuilders in the communities we serve.

The program is simple. Southern Community provides qualified buyers with a $10,000 cash incentive to be used toward the purchase price of select homes in the area. If you are interested in the program, please review a current list of homes that qualify. Then contact one of the Southern Community representatives listed below for more information or to take advantage of this special offer.

For homes with a selling price of $417,000 or higher, be sure to ask about our new Southern Community Jumbo Mortgage Loan program available for qualified buyers. This loan is delivered and serviced locally by our experienced mortgage lenders.