Your Community Credit Union
Your Community Credit Union
2401 E. Ash St.
Goldsboro, NC 27532
PH: 1-800-734-8204
FX: 919-734-9854


Your Community Credit Union was founded in 1957 -- as Seymour Johnson Federal Credit Union -- to serve the financial needs of the military and civilian personnel located at Seymour Johnson Air Force Base. Responding to requests from private industry and other organizations, the credit union opened its doors to more than 75 of these area groups during the '80s and '90s.

Your Community Credit Union operates under a federal charter and accounts are insured to $250,000 by NCUA, a government agency. Recognizing an even broader need to provide an alternative to traditional banking, the credit union converted to a community charter in 2002 and changed its name to reflect the broader community it now serves -- Wayne County.

For more than 50 years, Your Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County with a combination of friendly personal service ... technologically advanced delivery systems ... and products that meet the needs of individuals and businesses it serves.

How can I experience the Your Community Credit Union difference?

If you live ... work ... worship ... or attend school in Wayne County, you may open accounts at Community Federal. By opening a savings account with $1, you are then eligible to request other services such as checking and money market accounts, certificates, mortgage and home equity loans, credit cards and more.

Whether you're building or buying an existing home, Your Community Credit Union has a mortgage program that will fit your needs. Your Community Credit Union also has some of the lowest closing costs in the area. You can be sure you won't have to pay thousands in "miscellaneous" charges when you finance your home with Your Community Credit Union

And, you can rely on our experienced mortgage lending staff to help take the pain out of financing your first or next home. Whatever your lifestyle, Your Community Credit Union can suggest a mortgage plan designed to fill your needs.

Before you shop, let us pre-qualify you so you can make an offer quickly when you find that perfect home.

If you don't see what you're looking for online, call us about other programs:

Conventional 30 and years
VA 15 and 30 years
Fixed and Adjustable Rates


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