Bank of Oak Ridge
Bank of Oak Ridge
2211 Oak Ridge Road (Highway 150)
Oak Ridge, NC 27310
(336) 644-9944
Mortgage Loans & Services
Conventional Fixed-rate Mortgages
(40, 30, 20, 15, & 10-year terms)
Adjustable-Rate Mortgages
First-Time Homebuyer Loans
FHA & VA Loans
Refinancing
Home Improvements
Second Home & Investment Property
Jumbo Financing
Debt Consolidation
Balloon Loans
Fixed-Rate, Interest-Only Loans
100% + Financing (to 103%)
The Key To Buying Your Next Home
Whether you're a first-time home buyer or you're ready to purchase an investment property, Bank of Oak Ridge is the perfect starting point. We can help you determine how much home you can afford before you ever begin looking for your dream house.
Personal attention is the key. By listening, explaining our multiple financing options, and making sure you're informed every step of the way, we keep the loan process moving as smoothly as possible. Your calls are returned promptly and your questions are always answered to your satisfaction. For your convenience, we try to reduce your paperwork wherever possible and request a minimal amount of documentation from you.
Reducing Your Mortgage Payment
Refinancing your existing mortgage loan could save you money by reducing your monthly payment. We can help you determine if refinancing is right for your situation. Just provide the rate you're paying now, how much you still owe on the loan, and how many payments you have left. We can show you what your new monthly payment would be andhow much money you'll save overall.
There's More Than One Way To Get There
We have competitive interest rates on fixed-rate conventional loans and adjustable-rate mortgages. Along with these standard loans, additional flexibility can be found in some of the other financing options we have to offer.
If you're building a home, we can assist in every phase, from financing the purchase of land, to a line of credit for construction, to your permanent mortgage.
We also offer specialized loans designed for larger mortgages, the purchase of a second home or investment property, loan consolidation, home improvements or refinancing.
