Blue Ridge Savings Bank, Inc.
Blue Ridge Savings Bank, Inc.
357 N. Main Street
Stanley, NC 28164
Phone: 704-263-4058
Toll Free: 1-888-726-2435 (Main Office)
The Stanley office is in one of the oldest towns in Gaston County, which began in the early to middle 1700s. Stanley was the name of a prospector who panned for gold in a creek which today also bears his name. The opening of this branch office signaled Blue Ridge Savings Bank's first step into the highly competitive Charlotte area financial market.
We want to say YES to your loan request! We offer home financing as well as small business/commercial portfolio secured loans.
Because our bank is locally owned and operated, we can tailor our loan services to meet your specific needs. Decisions are made locally and quickly.
In our process, your income and credit history are considered as well as the property/collateral offered. Our greatest advantage is that we can take the time to get to know you and your needs.
The Blue Ridge Advantage-Flexibility! Plus...
•Local decisions-local underwriting
•Quick turnaround time
•Each application reviewed individually
•Flexible payment plans
•Creative loan structuring
â—¦Multiple collateral, cross collateralizing
â—¦Creative rate structures
You can be sure that if your loan request makes sense, for us and for you, we will say YES! What Can We Do for You?
Residential Loans
We make loans on a variety of property types for the purpose of:
•Purchasing
•Constructing/remodeling
•Refinancing
These loans may be for personal or commercial use, including residential rental property and construction loans. In addition, we offer non-conforming loan programs for borrowers and/or property types that do not meet secondary market underwriting guidelines.
Construction loans that meet your needs-
•Allow you to serve as your own contractor
•Interest billed monthly based on cumulative funds used
•Loan-in Process Account (LIP):
â—¦In-house construction inspections
â—¦Timely construction draw payouts
â—¦Easy draw schedule (not on percentage basis)
