Home Savings Bank
Home Savings Bank
722 Washington St
Eden,NC 27288
(336) 623-9787
Refinances
Home Savings has refinance mortgage solutions you could use to lower your rate or for debt consolidation or accessing cash from equity that may have built up in your home. Refinance loans can be used to help with many personal financial situations such as reducing monthly payments, home improvements, college tuition and more. Call Home Savings today for more information.
Purchases
Whether you are a first time home buyer or trading up to a larger home, Home Savings works to find the best home loan solution for you. With products for new home purchases as well as, second, vacation, and investment homes, we can help. Call now and ask about our no down payment options.
Home Savings of America is a federally chartered stock savings and loan association, wholly owned by Home Savings Bancorp. We’ve been in the banking business since 1934. Now we’re on a mission. We want to be more than a bank. We want to be YOUR bank.
While we may seem like the new kid on the block in some areas, rest assured we’re not. In our 75-year history, we’ve created a niche in banking specifically for seniors: good, straight forward products that fit a retired or nearly retired stage in life. And while other banking institutions make a profit from nickel-and-diming their customers, many of our products and services are free, from free checking options and checks to free travelers’ checks. And more.
And we’ve carved a secure spot in the mortgage industry, too. Even in these turbulent times, Home Savings is continuing to offer a variety of mortgage products and highly competitive rates, to fit most every need.
Home Savings' network of Savings retail branches offers savings, checking, money market, certificate of deposit accounts, and credit and debit cards. We also offer a variety of residential real estate mortgages through separate lending centers located across the country. Internet-based services for deposit and home loan products are available on this website. To develop and retain long-term relationships with its customers, Home Savings emphasizes high-quality, personal customer service, characterized by courtesy, efficiency, accuracy, and the ability to understand and respond to individual needs.
We are subject to examination and comprehensive regulation by the Office of Thrift Supervision and our deposits are insured by the Federal Deposit Insurance Corporation.