Shelby Savings Bank
Shelby Savings Bank
224 E Warren St
Shelby, NC
(704) 487-4387

We help build homes, lives, and communities.
Whether you’re shopping for your first home, need a home equity loan to pay for college, or simply want to refinance your current loan, we can help. Members of the HomeTrust Banking Partnership have provided lending for thousands of families to achieve the American Dream of home ownership. Our goal is to make your loan application process as easy, simple, and stress-free for you as possible. We put you first and will work hard to meet your needs.

We Make it Easy
Our website provides tools and resources to make your mortgage process easier. Our Loan Options page outlines the programs we offer. You will find information and answers to your questions on our Frequently Asked Questions (FAQ) page. Our Calculator Tool furnishes quick payment information, amortization schedules, and provides you the ability to compare various interest rate, loan amount, and term scenarios. When you're ready, apply here.

Shelby Savings Bank ~ Since 1905
Fourteen Shelby residents formed Shelby Savings in 1905. It was originally called Shelby Building and Loan Association and was capitalized with only $125.
Back then, the town had fewer than 2,500 residents. The first loan was granted to Z.J. Thompson. Mr. Thompson borrowed $700 to build a house at 612 West Warren Street, a dwelling that is still standing and in use.
Today, Shelby Savings continues to grow and thrive, working to serve its community